| Global Car Insurance Coverage & Benefits

Your customized auto insurance options include all the protections you will need while living in Germany.  Clements makes it easy to obtain the right car insurance to meet your needs. Even if you’ve just PCS’d to Germany and are a new resident, we can insure you and your vehicle.

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No Language Barrier

All insurance documentation and customer support will be handled in English.

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No Hassle

US, UK, International, EU, and Provisional driver’s licenses are accepted. You also don't need an established residence or driving experience in Germany.

 

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Insurance is Bundled

Physical damage and local third-party liability coverage is bundled together eliminating the need to source a local German insurance policy.

| Additional Coverage Benefits

  • Protection against collision, theft, and damage

  • Repair Cost Insurance available as a coverage add-on

  • Roadside assistance available

  • Towing the vehicle after a breakdown or accident
  • Car rental when a breakdown, accident, or theft occurs

  • You have comprehensive & collision insurance coverage inside and outside the European Union

 

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| Why German Car Insurance is Expensive

Car insurance in Germany is typically more expensive than in other countries due to a few factors. These include the cost of repairs, strict liability laws, and Germany’s “no-fault” system. This system was designed to quickly resolve problems related to accidents.

| Resource

What You Need to Know: International Car Insurance

| Why Choose Clements?

Our expertise is providing international insurance coverage to the military and government community. Our specialists will ensure you are adequately covered while driving and living abroad.

Key insurance benefits include:
  • Coverage in 170+ countries
  • Affordability—coverage that fits your budget
  • Global/borderless coverage—your policy automatically adjusts to meet the local insurance requirements in whichever country you are driving
  • Policy documents in English
  • Claims handled in-house, making the process quick and efficient
  • Can include both Physical Damage and Excess Liability coverage

| Contact Us

Still have questions? Fill out the form below and we’ll be happy to answer them.

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