Welcome to the Clements Insurance Hub for

At Clements Worldwide, we pride ourselves on our more than 75 years of experience providing insurance solutions to expatriates across the globe. Our products offer comprehensive, affordable coverage both internationally and domestically; coverage includes auto, personal belongings, healthcare and more.

Wherever you are in the world, let us provide the protection you need. 


International Auto Insurance

Includes Physical Damage and Excess Liability coverage. Since coverage is borderless, you can have peace of mind anywhere you go. 


Learn More


International Personal Property

Comprehensive global protection for your personal belongings. Clements Worldwide can find plans that can cover your valuables in transit and on assignment. 


Learn More


Travel Medical

A quick and easy insurance solution to quote and purchase. Essential coverage for international leisure and business travelers.


Learn More


Health Insurance

Uniquely designed international health insurance programs offering unparalleled medical benefits to those living either temporarily or permanently outside their home country.


Learn More


Income Protection

Allows you and your family to maintain your standard of living should an injury or illness leave you unable to work. Available as Temporary and Permanent cover.


Learn More


Life Insurance

International Life coverage specifically for living and working abroad. Make sure your loved ones are financially secure should the unfortunate occur wherever you go.


Learn More


US Car Insurance

Domestic car insurance makes it easy for foreign nationals, permanent residents and US citizens to get auto coverage in the United States.


Learn More


US Property Insurance

Get coverage for Home, Condo, or Renters insurance in the United States. Clements can provide you with essential continuous coverage.

Learn More


Continuous Coverage 

Now you can easily transfer your international Clements car and home insurance policies to the US and back abroad if you move again. Your records will transfer over, giving you proof of continuous coverage for lower rates.

About Clements



In 1947, Clements created the world’s first international insurance program for the U.S. Foreign Service. Today, we are still visionaries.

Broad Coverage

We offer insurance solutions in over 170 countries worldwide and are proud to be coverholders for Lloyd’s of London.

Corporate Responsibilities

Through our Expat Youth Scholarship (EYS) program, we have awarded more than $100,000 in youth scholarships to many recipients since 2009.


Clements provides exceptional levels of service and are committed to ensuring you have the support you deserve when you need it most.

Best Business Practices
Clements earned the distinction of “Best Practices Agency” for the eleventh consecutive year from the Independent Insurance Agents & Brokers of America (IIABA).

Global presence due to our offices in Washington DC, London, Brussels, and Dubai.

Can't thank you enough. Have contacted other insurances who are far too complicated with restrictions and "if" and "but". Won't consider anyone else in the future.

Clements' Client

Multiple Locations

Schedule a Free Consultation

We understand that insurance can sometimes be confusing. How much cover do I need, what is the right policy for me, what happens if I make a claim... Schedule a free consultation with one of our solutions experts to answer your questions.


Schedule a Free Consultation