Clements Insurance Hub for Halo Financial
Income Protection Insurance
It is our mission to enable you to live and work anywhere in the world. Income Protection allows you and your family to maintain your standard of living should an injury or illness mean you are unable to work. Temporary and/or Permanent coverages available.
You can receive a monthly benefit of up to 60% of your current monthly salary or USD 20,000 for up to 120 consecutive months.
If you are unable to work at all, you can receive a lump sum calculated up to 5 times your annual income or USD 500,000.
Coverage extends to over 180 countries, including your home country to prevent breaks in coverage that can leave you and your family vulnerable.
Skip the inconvenience of bloodwork and exams, and get the coverage you need when you need it.
Unlike most insurers, Clements covers both injury and illness, including those workplace-related. This policy is also open to all occupations, so that everyone can get the financial protection they need.
Have peace of mind with financial protection wherever you are, even in high-risk areas of the world.
Clements offers high-limit disability insurance for professionals to cover loss of income should you become disabled either temporarily or permanently. Clements International High-Limit Temporary and Permanent Disability Insurance will keep you protected against disability costs anywhere in the world. Clements offers this coverage in high-risk locations many of our competitors exclude and there are no exclusions for war and terrorism.
At Clements we pride ourselves on having over 70 years experience focusing on the insurance needs of people living and working overseas. So no matter where you are in the world, let Clements provide the protection you need, helping you to focus on making the most of your time abroad.