--- title: Clements Insurance Hub for Halo --- [![Halo Financial LANDSCAPE_Strapline_RGB](https://hub.clements.com/hs-fs/hubfs/Halo%20Financial%20LANDSCAPE_Strapline_RGB.png?width=2166&height=610&name=Halo%20Financial%20LANDSCAPE_Strapline_RGB.png "Halo Financial LANDSCAPE_Strapline_RGB")](https://hub.clements.com/halo) [![clements-worldwide_WHITE](https://hub.clements.com/hs-fs/hubfs/Logos/Clements%20Worldwide/clements-worldwide_WHITE.png?width=204&height=60&name=clements-worldwide_WHITE.png "clements-worldwide_WHITE")](https://hub.clements.com/halo)   Clements Insurance Hub for Halo Financial It is our mission to enable you to live and work anywhere in the world. At Clements we pride ourselves on having over 70 years experience focusing on the insurance needs of expatriates. So no matter where you are in the world, let Clements provide the protection you need, helping you to focus on making the most of your time abroad.     ![PeopleIcon](https://hub.clements.com/hs-fs/hubfs/PeopleIcon.png?width=250&height=199&name=PeopleIcon.png "PeopleIcon")     #### Auto Insurance International auto insurance providing physical damage cover with Excess Liability protection. Since coverage is Border-less, you are in safe hands no matter where you are in the world. [![Learn More](https://no-cache.hubspot.com/cta/default/3999491/5583e790-28a6-4b76-8aff-1300d96047d5.png)](https://cta-redirect.hubspot.com/cta/redirect/3999491/5583e790-28a6-4b76-8aff-1300d96047d5)       #### Personal Property  A vital insurance providing comprehensive worldwide protection for your personal belongings. The plan can provide coverage during transit as well as at your new destination. [![Learn More](https://no-cache.hubspot.com/cta/default/3999491/9b32a3a3-6aa1-43a8-8e5d-d6f32acb9794.png)](https://cta-redirect.hubspot.com/cta/redirect/3999491/9b32a3a3-6aa1-43a8-8e5d-d6f32acb9794)       #### Term Life Insurance Clements Worldwide offers Term Life insurance which provides financial disbursements to your loved ones upon loss of life, protecting them against future financial burdens. [![Learn More](https://no-cache.hubspot.com/cta/default/3999491/db88d670-c8d6-42e8-a5f9-dd9a71798014.png)](https://cta-redirect.hubspot.com/cta/redirect/3999491/db88d670-c8d6-42e8-a5f9-dd9a71798014)       #### Income Protection Allows you and your family to maintain your standard of living should an injury or illness mean you are unable to work. Temporary and/or Permanent cover. [![Learn More](https://no-cache.hubspot.com/cta/default/3999491/08a854fb-a02b-4c49-9f83-645072aa2709.png)](https://cta-redirect.hubspot.com/cta/redirect/3999491/08a854fb-a02b-4c49-9f83-645072aa2709)     #### Health / Medical Clements also offers uniquely designed insurance plans giving you and your family access to the best healthcare possible, wherever you may be in the world. [![Learn More](https://no-cache.hubspot.com/cta/default/3999491/c3f84e34-8863-4496-a88b-8facd78de1f2.png)](https://cta-redirect.hubspot.com/cta/redirect/3999491/c3f84e34-8863-4496-a88b-8facd78de1f2)     #### Bespoke Solutions We specialize in creating programs for those living and working overseas. So if there is a type of coverage you need, we will do everything we can to find the solution.   #### About Clements   ###### Experienced In 1947, Clements created the world’s first international insurance program for the U.S. Foreign Service. Today, we are still visionaries.   ###### Broad Coverage We offer insurance solutions in over 170 countries worldwide and are proud to be coverholders for Lloyd’s of London.   ###### Corporate Responsibilities Through our Expat Youth Scholarship (EYS) program, we have awarded more than $100,000 in youth scholarships to many recipients since 2009.   ###### Reliable Clements provides exceptional levels of service and are committed to ensuring you have the support you deserve when you need it most.   ###### Best Business Practices Clements earned the distinction of “Best Practices Agency” for the eleventh consecutive year from the Independent Insurance Agents & Brokers of America (IIABA). ###### International Global presence due to our offices in Washington DC, London, Brussels, and Dubai. Can't thank you enough. Have contacted other insurances who are far too complicated with restrictions and "if" and "but". Won't consider anyone else in the future. ### Expat #### Multiple Locations ## Schedule a Free Consultation We understand that insurance can sometimes be confusing. How much cover do I need, what is the right policy for me, what happens if I make a claim... Simply fill out the form and one of our solutions experts will contact you to help. If you prefer being contacted by phone, please schedule a call below with our experts. [![Schedule a Free Consultation](https://no-cache.hubspot.com/cta/default/3999491/4a771961-6f74-4366-a648-3aa9dd25fe6f.png)](https://cta-redirect.hubspot.com/cta/redirect/3999491/4a771961-6f74-4366-a648-3aa9dd25fe6f) ![](https://hub.clements.com/hubfs/Gallagher_HorizontalLarge-3D.png) #### [+1.202.478.6589](tel:+1.202.478.6589) #### [ggb.washingtondc-2.sp.sales@ajg.com](mailto:ggb.washingtondc-2.sp.sales@ajg.com) Clements Worldwide is a leading provider of insurance solutions for expatriates and international organizations. Founded in 1947, Clements of­fers worldwide car, property, life and health, and specialty and high risk insurance to clients in more than 170 countries. Our dedicated staffs in Washington DC, London, Brussels, and Dubai are committed to providing superior customer service and claims response.[Terms & Conditions](https://www.clements.com/terms-conditions)