Clements Insurance Hub for

Taking the step to live and work abroad is one of the biggest decisions you'll ever make. As exciting as this can be, it's not without its challenges as it's crucial that you are fully prepared in order to embark on this wonderful adventure.

When it comes to insurance cover, Tygate promise to help soften these challenges, taking the stress and worry out of the life admin that comes with the territory of moving overseas. By Partnering with Clements Worldwide, no matter where you are in the world, we can provide tailor made insurance cover to meet your specific requirements. Be it medical, life or travel protection, we will have everything covered enabling you to focus on enjoying your new life and making the most of your next chapter.


International Auto

International auto insurance providing physical damage cover with Excess Liability protection. Since coverage is borderless, you are in safe hands no matter where you are in the world.

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Personal Property 

A vital insurance providing comprehensive worldwide protection for your personal belongings. The plan can provide coverage during transit as well as at your new destination.

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Term Life Insurance

In the hopefully unlikely event that you lose a loved one whilst overseas, a life insurance policy will ensure that those closest to you are taken care of financially.

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Income Protection

Allows you and your family to maintain your standard of living should an injury or illness mean you are unable to work. Temporary and/or Permanent coverages available.

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Health / Medical

Clements also offers uniquely designed insurance plans giving you and your family access to the best healthcare possible, wherever you may be in the world.

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Personal Accident

Provides international coverage and payment in the unfortunate event of injuries, disability, or death by violent, accidental, external, and visible events.

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Travel Medical

A quick and easy insurance solution to quote and purchase. Essential coverage for international leisure and business travelers.

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About Clements



In 1947, Clements created the world’s first international insurance program for the U.S. Foreign Service. Today, we are still visionaries.

Broad Coverage

We offer insurance solutions in over 170 countries worldwide and are proud to be coverholders for Lloyd’s of London.

Corporate Responsibilities

Through our Expat Youth Scholarship (EYS) program, we have awarded more than $100,000 in youth scholarships to many recipients since 2009.


Clements provides exceptional levels of service and are committed to ensuring you have the support you deserve when you need it most.

Best Business Practices
Clements earned the distinction of “Best Practices Agency” for the eleventh consecutive year from the Independent Insurance Agents & Brokers of America (IIABA).

Global presence due to our offices in Washington DC, London, Brussels, and Dubai.

Can't thank you enough. Have contacted other insurances who are far too complicated with restrictions and "if" and "but". Won't consider anyone else in the future.

Clements' Client

Multiple Locations

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We understand that insurance can sometimes be confusing. How much cover do I need, what is the right policy for me, what happens if I make a claim... Schedule a free consultation with one of our solutions experts to answer your questions.


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