Key Features and Benefits

• Comprehensive Protection: Every Clements International Personal Property policy provides coverage against All Peril, including theft, vandalism, fire, and breakage.
• Full Replacement Cost: We won’t depreciate or just pay cash value for your damaged or lost property like other insurers. We even cover breakage.
• No Gaps in Coverage: You won’t be left wondering if your items are still covered throughout their journey, or yours. Your items are protected from the moment they are shipped from your home and throughout transit. Coverage extends to the entirety of the overseas stay and throughout your return trip home.
• Protection against All Risks®: We guarantee that your personal property is protected regardless of what may happen during its journey to your new destination.

• Zero-Deductible for High Value Items: Get Scheduled Coverage for your valuables such as artwork, computers, cameras, and jewelry, plus pay no deductible in the event of a loss.
• Free USD 500,000 Personal Liability Protection: Every Clements Personal Property policy includes free personal liability coverage, so you are protected in case someone is injured while on your property or if damages impact others. Personal Liability protection includes USD 500,000.
• USD 10,000 included for Identity Fraud Reimbursement: Coverage for legal and communication expenses, associated with defending an identity fraud claim against you by financial institutions, removing incorrect judgments or challenging consumer credit rating.
• Backed by the best: Our property insurance is underwritten by certain underwriters at Lloyd’s of London.