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Life Insurance

It is our mission to enable you to live and work anywhere in the world. Clements offers options for Term Life insurance which provides financial disbursements to your loved ones upon loss of life, protecting them against future financial burdens.


Short Form Term Assurance

This plan is tailored to single persons with no adverse medical history, aged 18 to 49 years old. Coverage from $50,000 to $500,000 with terms of 1-20 years


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Term Life Insurance

Term Life insurance offering financial protection for term of 5-30 years. Limits available up to US$6.5m or currency equivalent.


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Decreasing Term Assurance

Clements also offers an alternative Term Life plan that reduces coverage in-line with your financial responsibilities, such as a mortgage or loan.


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Key Benefits Across All Plans


Multi Currency
Your choice between US Dollar, British Pounds Sterling and Euros.


High Limits Available

Benefits as high as USD6.5m or currency equivalent.

Flexible Payment Plans

Premium options include annual, semi-annual, quarterly, and monthly.


Portable Coverage

Coverage remains whether you change jobs, retire, or move countries.


Can't thank you enough. Have contacted other insurances who are far too complicated with restrictions and "if" and "but". Won't consider anyone else in the future.

Clements' Client

Multiple Locations

Insurance Solutions

At Clements we pride ourselves on having over 70 years experience focusing on the insurance needs of people living and working overseas. So no matter where you are in the world, let Clements provide the protection you need, helping you to focus on making the most of your time abroad.


Insurance Solutions