--- title: US Auto Insurance | Clements Worldwide --- ![](https://hub.clements.com/hubfs/ClementsWorldwide_November2017/Images/clements-logo_1.png) ![](https://hub.clements.com/hubfs/Expat%20Network%20Logo.jpg) Car insurance that protects you no matter what roads you drive on US Domestic Auto Insurance   Physical Damage & Liability Insurance for vehicle damage and third party liability giving you fully comprehensive coverage in the US. Discounted Rates Preferential rates for those living and working in the United States. No Claims Bonus Accepted We accept some countries No Claims Bonus and apply the discount to your policy. 24hr Customer Service Claims paid in USD and other major currencies.   Policy Highlights: - Fully Comprehensive Coverage - Coverage for vehicle damage and third party liability giving you fully comprehensive insurance coverage. - Mobile Claims app - Easy to use app allowing you to view and amend your policy details and submit claims should you need to.  - 24 hour Roadside Assistance - Rest assured that if something happens on the road we will be there to help you. - Rental Car Coverage - If your vehicle is being repaired at an approved garage, keep on the move with a rental vehicle.   [![Quote Now](https://no-cache.hubspot.com/cta/default/3999491/2c38b21f-33a0-43f4-a355-4296351f5f75.png)](https://cta-redirect.hubspot.com/cta/redirect/3999491/2c38b21f-33a0-43f4-a355-4296351f5f75)   Frequently Asked Questions - Am I covered in all US states? Yes our coverage is national and will continue to provide full cover no matter which state you are in. - What about other members in my family? We understand that many individuals relocate with their loved ones, as such this preferential cover is available for all family members. - Why do expats have higher premiums? Since there is no international risk database to access, many US insurers will classify expatriates as new and unknown risks as there is no way for them to adequately and consistently see what an individual’s risk profile was like from their country of origin. This means they qualify for no experiential discounts and are forced to accept increased rates and higher premiums. Unlike most US Domestic insurance carriers, we do not penalize you for being from overseas. In fact we insure you at the same rate as a US national! - What other benefits are there? Being overseas you need to know you are protected so all our auto policies come with 24 hour customer service, 24 hour roadside assistance and a dedicated mobile app that helps you access your policies, amend details and even file claims. This app is a one stop shop for all your policy needs. - What about my No Claims Bonus? We recognize UK's No Claims Bonus and adjust the rates on your US policy accordingly. In addition, when you leave the US we can provide you with an updated No Claims Letter helping you take your discounts back with you. - What if I need to make a claim? Should you need to file a claim, you will have access to a dedicated claims servicing team that will help you throughout the process.    International Solutions [Life](https://hub.clements.com/expatnetwork/life?hsLang=en) [Income Protection](https://hub.clements.com/expatnetwork/income-protection?hsLang=en) [Auto](https://hub.clements.com/expatnetwork/auto?hsLang=en) [Property](https://hub.clements.com/expatnetwork/property?hsLang=en) [Health](https://hub.clements.com/expatnetwork/health?hsLang=en)   U.S. Solutions [US Auto](https://hub.clements.com/expatnetwork/us-auto) [US Property](https://hub.clements.com/expatnetwork/us-property?hsLang=en)   # Get in Touch ### Request a FREE Consultation We understand that insurance can sometimes be confusing. How much cover do I need, what is the right policy for me, what happens if I make a claim... Simply fill out the form and one of our solutions experts will contact you to help. If you prefer being contacted by phone, please schedule a call below with our experts.   [![Schedule a FREE consultation](https://no-cache.hubspot.com/cta/default/3999491/166b415a-d230-49e3-8f13-2dd9e111520f.png)](https://cta-redirect.hubspot.com/cta/redirect/3999491/166b415a-d230-49e3-8f13-2dd9e111520f) ![](https://hub.clements.com/hubfs/Gallagher_HorizontalLarge-3D.png) #### [+1.202.478.6589](tel:+1.202.478.6589) #### [ggb.washingtondc-2.sp.sales@ajg.com](mailto:ggb.washingtondc-2.sp.sales@ajg.com) Clements Worldwide is a leading provider of insurance solutions for expatriates and international organizations. Founded in 1947, Clements of­fers worldwide car, property, life and health, and specialty and high risk insurance to clients in more than 170 countries. Our dedicated staffs in Washington DC, London, Brussels, and Dubai are committed to providing superior customer service and claims response. [Terms & Conditions](https://www.clements.com/terms-conditions)